Oh, in my initial post on the life of a credit officer I forgot to mention the qualifications one needs to become a credit officer. Just like other careers in the financial institutions there is no specific educational certificate one needs to become a credit officer. The fact is we have credit officers from all educational background.
You will find credit officers with basic degree in education, IT, journalism, commerce, agriculture, library science, among other fields. A first degree is enough for one to be teachable to be a credit officer. Credit lending is a process that can be taught any person with a heart to learn and an open mind. This idea is applicable in all other jobs in financial institutions.
The people who think earning a business related degree is a gateway or an advantage to get a job in a financial institution are always wrong. One can join a financial institution with a degree in any field. This is because financial institutions offer training to new hires that align them with organization need. That is why you find the best performing form four leavers working in banks.
At times it is discouraging telling a CPA holder that one can become an accountant without a business related degree in a financial institution. It may sound awkward but the fact is many branch accounts are not CPA holders. Some hold degrees in anthropology, wildlife management, linguistics and so forth. The same to the people with actuarial science degrees. If one thinks it can earn him or her a career in insurance in financial institutions he or she is on the wrong.
There is a principle in the book of Jeremiah chapter 18 where it talks of the potter. That is the principle financial institutions use. Degree holds are like clay on the hands of financial organization. They can be made whatever these firms want. For example, a person with an economic degree can be made a customer service officer and IT degree holder can be made a branch accountant. The way talented individuals are made radio and television presenters in the media industry without any journalism, communication or media education, likewise, financial institutions make individuals what they want.
The only disadvantage with this idea is that at times they make a person to be what one does not want to be. Also, they kill career dreams of many people. For example, think of a person with IT background being made a credit officer for life or a person with an education degree being made an accountant. If the person for instance wanted to rise in the education field, he or she will not be able to do so.
You will find credit officers with basic degree in education, IT, journalism, commerce, agriculture, library science, among other fields. A first degree is enough for one to be teachable to be a credit officer. Credit lending is a process that can be taught any person with a heart to learn and an open mind. This idea is applicable in all other jobs in financial institutions.
At times it is discouraging telling a CPA holder that one can become an accountant without a business related degree in a financial institution. It may sound awkward but the fact is many branch accounts are not CPA holders. Some hold degrees in anthropology, wildlife management, linguistics and so forth. The same to the people with actuarial science degrees. If one thinks it can earn him or her a career in insurance in financial institutions he or she is on the wrong.
There is a principle in the book of Jeremiah chapter 18 where it talks of the potter. That is the principle financial institutions use. Degree holds are like clay on the hands of financial organization. They can be made whatever these firms want. For example, a person with an economic degree can be made a customer service officer and IT degree holder can be made a branch accountant. The way talented individuals are made radio and television presenters in the media industry without any journalism, communication or media education, likewise, financial institutions make individuals what they want.
The only disadvantage with this idea is that at times they make a person to be what one does not want to be. Also, they kill career dreams of many people. For example, think of a person with IT background being made a credit officer for life or a person with an education degree being made an accountant. If the person for instance wanted to rise in the education field, he or she will not be able to do so.
